A 3-day-old infant is slightly jaundiced and has an elevated bilirubin level. What is the most probable cause for these changes?

Hemolysis of neonatal red blood cells by the maternal antibodies.

Delayed meconium excretion resulting in the production of direct bilirubin.

Pathological liver function resulting from hypoxemia during the birthing process.

Physiological destruction of fetal red blood cells during the extrauterine period.