A nurse is providing teaching about advance directives to a middle adult client. Which of the following client responses indicates an understanding of the teaching?

"I can designate my partner as my health care surrogate."

"I am only 40 years old, so I don't need to worry about this yet."

“I will need a lawyer's help to draw up the documents."

“ I understand that my family can alter my advance directives if I become incapacitated."